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Comparing Mortgage Terms (i.e. 15, 20, 30 year)

Different mortgage terms and rates can make the loan selection process confusing, especially if you don't plan on keeping the loan for the full term. Use this calculator to determine the total cost in today's dollars of various mortgage alternatives taking into account your opportunity cost of money.

Loan Amount

Amount of loan

Mortgage Alternatives and Assumptions

	Loan1	Loan2	Loan3
Term: (in years)
Annual interest rate: (%)

Comparison Assumptions

Comparison options/cost of money: (%)
Marginal tax bracket: (%)
Years to compare total costs:

Comparing Mortgage Terms (i.e. 15, 20, 30 year)

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